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Does insurance cover gum treatment? Question

Most dental plans cover scaling and root planing and periodontal maintenance as basic services, and gum surgery, including LANAP and grafting, as major services at a lower percentage. Implant coverage varies widely. Annual maximums limit what a plan pays. A pre-treatment estimate from the office shows your share before you start.

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How do I find out what I will pay?

  • Ask the office for a pre-treatment estimate sent to your plan.
  • Check the annual maximum and what is left this year.
  • Ask about phasing treatment across plan years.
  • Ask whether a medical plan applies for certain conditions.

Questions

Why is maintenance billed differently from a cleaning?

Periodontal maintenance is a separate procedure code for patients treated for periodontitis. Plans set their own frequency limits for it.

Sources

  1. American Academy of Periodontology, patient resources

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